What is Medicare? Who has it? How much is it? How do you enroll?
Medicare is a government health insurance administered by the federal agency known as the Centers for Medicare and Medicaid Services. CMS for short. Unlike the IRS, they are easy to get a hold of on the phone. The customer service agents are friendly and knowledgeable. HOWEVER, they only help partners and people enrolled in Medicare.
Medicare is available to citizens of the United States and most legal permanent residents who are age 65 or older and those under 65 with certain disabilities, end-stage renal disease (ESRD), and Lou Gehrig's disease.
Yes! Medicare costs money. For most people, in 2021, the monthly premium for Part B is at least $148.50/month.
To enroll, you must apply through your local Social Security Benefits office. It's usually next door to the office issuing social security cards and dealing with your identity. It's best to call for an appointment.
Why do I said "at least"? And what's this about Part B?
Those questions will be answered in later blog posts. If you aren't already fluent with Medicare jargon, hopefully this blog will get you comfortable. Leave an encouraging comment. The more comments, the more motivated I'll be to keep posting. Thanks for reading and commenting.